Benefits of a Dash Cam
Michael Andrews Michael Andrews

Benefits of a Dash Cam

More and more, people are starting to purchase dash cams for their vehicles, and it’s a good idea. In Southeastern Oklahoma especially, there are many roads that aren’t well traveled, no traffic, meaning no witnesses if an accident were to happen. Many times accidents become a mess of he said, she said. But with a dash cam, you have video evidence.

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Teenage Drivers
Michael Andrews Michael Andrews

Teenage Drivers

It’s the day you’ve been dreading, and it’s the day they’ve been waiting for – your teenager is a licensed driver. While you’re happy for them, you’re concerned for their safety, and you may be concerned for your auto insurance premiums. Here are a few things that impact rating teen drivers and a few discounts that you may also be approved for.

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How to Choose an Independent Insurance Agent
Michael Andrews Michael Andrews

How to Choose an Independent Insurance Agent

We’ve discussed the importance of having an independent insurance agent, but how do you know which one to choose? There are a lot of things to consider when choosing an agent, but it doesn’t have to be a difficult decision. I’m going to lay out a few things for you to consider when choosing your independent insurance agent.

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Emergency Preparedness Kit
Michael Andrews Michael Andrews

Emergency Preparedness Kit

Springtime in Oklahoma usually means two big things, severe storms and possible tornadoes. We’ve discussed before an emergency kit for your vehicle, but now we’re going to discuss an emergency kit in the event of a natural disaster.

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5 Ways to Combat Distracted Driving
Michael Andrews Michael Andrews

5 Ways to Combat Distracted Driving

Every year countless accidents are caused by distracted drivers. We’ve all seen them, and some of us even are them. But distracted driving is not only dangerous for you but for everyone on the road. Here are a few tips to cut down on your distractions on the road.

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Roadside Emergency Kit
Michael Andrews Michael Andrews

Roadside Emergency Kit

Vehicle breakdowns or weather related problems, there are many things that can happen that would leave you stranded on the side of the road. Being prepared is easy and can give you peace of mind.

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Do I Need Renters Insurance?
Michael Andrews Michael Andrews

Do I Need Renters Insurance?

Whether you’re renting a home, or renting out an apartment, it’s always a good idea to consider renters insurance to protect your belongings.

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Taking Inventory
Michael Andrews Michael Andrews

Taking Inventory

If you’re wondering about a way that you can help yourself in the event of a claim, the best thing to do is take inventory. If a total loss were to happen, your head will be in so many places, you won’t be able to remember every single thing you had in your home. Taking inventory of your contents is the easiest way to help you in the event of a claim.

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Why is My Homeowner Insurance Premium Increasing?
Michael Andrews Michael Andrews

Why is My Homeowner Insurance Premium Increasing?

If you’ve received your homeowner renewal offer, or your declaration page, and noticed that your premium has increased, you may be wondering why. Many factors impact premium rating on policy. I’m going to suggest a few reasons why your premium might have increased.

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The Importance of Uninsured Motorist Coverage
Michael Andrews Michael Andrews

The Importance of Uninsured Motorist Coverage

Even though carrying insurance is mandatory in the state of Oklahoma, there are an alarming number of uninsured drivers on the roads. The percentage of uninsured drivers in the state of Oklahoma is among the highest in the nation. While you can’t help what others drivers do, you can protect yourself and your family against unwanted medical expenses due to uninsured drivers.

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What Information is Needed for an Auto Quote
Michael Andrews Michael Andrews

What Information is Needed for an Auto Quote

When you’re ready for a quote, whether you’re just shopping around for a better price, or you’re purchasing it for the first time, information is needed to give the most accurate quote possible.

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3 Ways to Decrease your Homeowner Policy Premium
Michael Andrews Michael Andrews

3 Ways to Decrease your Homeowner Policy Premium

Your home is one of your biggest investments. Having the right type of insurance is invaluable in the event of a total loss of your home, but that doesn’t mean that you aren’t able to save some money where you can.

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3 Ways to Reduce Auto Insurance Premium
Michael Andrews Michael Andrews

3 Ways to Reduce Auto Insurance Premium

With the price of gasoline, and just about everything else, going up in price, you’re probably wondering if you could be paying less for your auto insurance. While there are many factors that you cannot help, such as location, there are certain things you can do that will hopefully put your monthly premium in a more comfortable range.

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Understanding the Claims Process
Michael Andrews Michael Andrews

Understanding the Claims Process

Have you recently filed a claim or are considering filing a claim, and aren’t sure what to expect? Have no fear. Filing a claim is easier now than ever, your agent and adjuster are there to help you.

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Cheaper Isn’t Always Better
Michael Andrews Michael Andrews

Cheaper Isn’t Always Better

Buying insurance of any kind can be very expensive. There are coverage’s that are required, that are wanted and that are in your best interest. But while going the cheaper route is better on your wallet, in the event of a claim, the more coverage, the better.

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Storm Season Readiness
Michael Andrews Michael Andrews

Storm Season Readiness

Springtime in Oklahoma means a lot of things, flowers, spring rain and more than likely, severe storms. Getting your home prepared for incoming weather can save you time and money if a claim needed to be made.

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Automobile Policy Myths
Michael Andrews Michael Andrews

Automobile Policy Myths

You just bought a vehicle; it’s what you’ve been saving for, working for, and you finally have it! But now you have to purchase insurance. Whether it’s your first time purchasing insurance, or you’ve been insured for 50 years, there are still a lot of myths floating around about auto insurance in Oklahoma. I’m going to lay out and discuss a few examples.

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Farm Policy Myths
Michael Andrews Michael Andrews

Farm Policy Myths

Living in southeastern Oklahoma all my life, and growing up on a working cattle & poultry farm, I’m no stranger to farms or farmers. But sometimes the word “farm” means something different in terms of property insurance. I’m going to outline and explain a few common myths about farmowner policies.

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Understanding Common Personal Automobile Policy Terms
Michael Andrews Michael Andrews

Understanding Common Personal Automobile Policy Terms

Automobile insurance has a lot of terms that may be difficult to understand. Bodily injury, property damage, uninsured motorist, and the list goes on. I’m going to outline a few common terms and explain them to you so you’ll know what they mean so you can determine if you need them.

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